100+ certified experts. 4+ years of delivery experience. Multiple live implementations across APAC, Europe and the USA.
Finative is one of the most experienced independent Backbase implementation partners in the world. We implement, customise, maintain and evolve the Backbase Engagement Banking Platform — delivering faster, at lower cost, and with more flexibility than going direct with the vendor or a large SI.
Backbase is the market-leading platform for banks that want to deliver outstanding digital experiences across retail, business and employee banking. Built on an API-first, cloud-native architecture, the Engagement Banking Platform unifies digital sales, digital banking and back-office servicing into a single, orchestrated layer — sitting above any core banking system.
Banks choose Backbase to reduce time-to-market for new products, improve customer satisfaction at every touchpoint, and move away from fragmented, channel-specific legacy systems. Over 150 banks and credit unions globally have deployed Backbase, including HDFC Bank, PostFinance, ANZ and dozens of regional and tier-2 banks across APAC and Europe.
Choosing the right implementation partner is what separates a successful go-live from a delayed, over-budget programme. That's where Finative comes in.
Our Backbase capability →Backbase sells and supports the software. Finative delivers the programme — on time, on budget, with your specific business requirements built in from day one. We prioritise your engagement rather than fitting you around a global vendor queue, and our Vietnam-based engineering hub means you get the same certified expertise at significantly lower cost.
Finative has delivered capability across every major module of the Backbase Engagement Banking Platform — from greenfield implementations to complex customisations and multi-entity deployments.
Full retail digital banking — onboarding, account management, fund transfers, bill payments, savings, loan information and personal finance management across web and mobile.
SME and corporate banking portals — multi-user entitlements, cash management, receivables, payables, business loans and trade finance, with seamless core banking integration.
Internal banking tools for front-line staff — customer 360 view, case management, assisted digital servicing and task management for branch and contact centre teams.
Seamless account opening and customer onboarding journeys — deposits, cards, loans and cross-sell flows. eKYC, document verification and configurable approval workflows.
Whether you're implementing Backbase for the first time, taking over a struggling programme or evolving an existing platform — Finative structures the right team and model around your needs.
End-to-end programme delivery — from discovery and architecture through agile delivery, QA, go-live and hypercare. Full retail, business and employee banking. On time, on scope, on budget.
End-to-end Backbase platform ownership — application support, incident management, release management, DevOps optimisation and ongoing platform evolution. Faster releases, lower cost.
Advanced Backbase customisation — bespoke journeys, custom widgets and components, third-party integrations, open banking connectivity and complex workflow configuration.
Backbase version upgrades and platform migrations — from legacy digital banking systems onto Backbase, or from older Backbase versions to the latest Engagement Banking Platform.
Certified Backbase engineers embedded into your delivery team — PMs, SAs, BAs, backend, frontend, mobile and QA specialists on demand, without permanent hiring overhead.
End-to-end digital lending on Backbase — account opening, personal financing, credit cards, term deposits, auto loans. Interaction engine, decisioning and case data management.
Real results from live Backbase programmes — sourced from the Finative project portfolio and client delivery records.
See case studies →Every metric is sourced from a real Finative Backbase engagement. No illustrative figures.
End-to-end Backbase implementation — onboarding, account management, fund transfers, bill payments and online savings — delivered within an 8-month timeline against intense fintech competition.
Seamless digital onboarding journeys across deposits, cards and loans — including CASA/FD, credit cards and Cash Lite products — implemented within a 6-month timeline with full cross-platform compatibility.
Finative took end-to-end ownership of a digital bank's Backbase managed services — transforming release velocity, cost structure and customisation capability within months of engagement start.
Enterprise banks have seen what over-engineered, under-delivered Backbase programmes look like. Finative is built to avoid exactly that.
More specialised than a generalist SI. More agile than a large consultancy. More affordable than going direct.
PMs, SAs, BAs, backend, frontend, mobile and QA specialists — all with dedicated Backbase platform experience averaging 4+ years.
We understand the banking context behind every technical decision — not just the platform configuration. Domain expertise built in, not bolted on.
Vietnam-based engineering hub with Western delivery leadership. Certified Backbase expertise at a cost structure comparable Western SIs cannot match.
Your programme is prioritised. Unlike large SIs with competing pipelines, your delivery team is dedicated and your lead is accountable directly to you.
End-to-end implementation or embedded Backbase engineers in your existing team — Finative structures the engagement around what you actually need.
Multiple live Backbase implementations with published case studies — including an 8-month retail bank go-live and 2x release velocity improvement for a major digital bank.
Banking programmes carry real risk. Our delivery model is built to reduce it at every stage — from the first architecture conversation to post-launch hypercare.
Platform assessment, integration mapping, compliance review and delivery blueprint — agreed before any build begins.
Sprint-based delivery with your team embedded throughout. Demos every fortnight — no surprises at go-live.
Rigorous functional, performance, security and regulatory testing before any release into production.
Structured launch with an extended hypercare window and clear escalation paths throughout.
Ongoing managed services or team extension — maintaining platform stability while delivering continuous improvement.
Tell us your programme, your timeline and the challenge you need to solve. We'll come back with a clear perspective on how Finative can help — usually within 48 hours.